Oh Thank Goodness, It's Not Just Me! Oh Thank Goodness, It's Not Just Me! Movie
This is a powerful message for our women. I have said this often but I believe behind most successful people is a strong woman, either as a wife or as a mother. I have to learn from you women to try to raise successful children since they have an absent mom. Enjoy!
This blog is to express my opinions on many issues or just my experiences. This is just my opinion and I welcome any comments good or bad. I believe we can make better decisions if we are all well informed.
Saturday, June 12, 2010
Wednesday, June 9, 2010
REALTOR® Magazine-Daily News-Lenders Warn Foreclosure May End in Lawsuit
REALTOR® Magazine-Daily News-Lenders Warn Foreclosure May End in Lawsuit
In our profession and I am sure some of the public has heard the horror stories of homes that have been vandalized by the previous owner. Cement poured down the pipes, copper plumbing torn out, and I don't even want to mention the stuff left on the carpets. I'm not too sure what they expect to get out of a lawsuit unless it is a criminal lawsuit and looking to put them in jail. The old saying says you can't get blood out of a turnip so basically how do you try to get money from someone who is broke. This is vandalism and the police need to step in and arrest these vandals. I feel for those who lose their homes but I feel worse for those children who have parents that are teaching them that it is okay to vandalize because you are angry. Let's see if this threat from the banks will help but I have always said that the banks need to be more proactive in working things out.
Short sales and loan modifications are very similar to a dog chasing its tail. Even if the dog catches his tail it is still a lose-lose situation. Banks do not realize that had they actually helped more people out at least temporarily or been more efficient at approving short sales then values would not have dropped so fast. Maybe the borrowers would not have left so angry had they seen the transparency from the lender as to why they were not approving the short sale. I wonder if the banks will ever apply the principles of cash flow that I learned in college. One dollar today is worth more than one dollar tomorrow.
In our profession and I am sure some of the public has heard the horror stories of homes that have been vandalized by the previous owner. Cement poured down the pipes, copper plumbing torn out, and I don't even want to mention the stuff left on the carpets. I'm not too sure what they expect to get out of a lawsuit unless it is a criminal lawsuit and looking to put them in jail. The old saying says you can't get blood out of a turnip so basically how do you try to get money from someone who is broke. This is vandalism and the police need to step in and arrest these vandals. I feel for those who lose their homes but I feel worse for those children who have parents that are teaching them that it is okay to vandalize because you are angry. Let's see if this threat from the banks will help but I have always said that the banks need to be more proactive in working things out.
Short sales and loan modifications are very similar to a dog chasing its tail. Even if the dog catches his tail it is still a lose-lose situation. Banks do not realize that had they actually helped more people out at least temporarily or been more efficient at approving short sales then values would not have dropped so fast. Maybe the borrowers would not have left so angry had they seen the transparency from the lender as to why they were not approving the short sale. I wonder if the banks will ever apply the principles of cash flow that I learned in college. One dollar today is worth more than one dollar tomorrow.
Labels:
foreclosures,
lawsuits,
lenders,
real estate,
short sales
Monday, June 7, 2010
Kinder Graduation at St. Robert Bellarmine
Today is another kindergarten graduation at St. Robert Bellarmine. It's been a great pleasure seeing these kids almost every morning as they lined up for flag salute and morning prayers. Every year this school graduates a great group of kids and as the years pass I can definitely tell which kids are students from St. Robert as opposed to some of the other schools. They are given a great education and a lot of values that create the foundation for their lifetime of learning and becoming great citizens. They are taught some of the most basic things at this age but some of us forget as we get to adulthood. I want to encourage the parents and the kids to not forget what they learned this year, as this book says, All I Really Need to Know I Learned in Kindergarten.
Congratulation Kindergarten Class of 2010!!!
Labels:
education,
foundation,
graduation,
st. robert bellarmine
Friday, June 4, 2010
Thursday, June 3, 2010
Little Champions
Tonight we had our sports banquet at St. Robert. Unfortunately it was during the Laker game so many of the coaches, athletes, and parents wanted to get out of there as soon as possible to cheer on our team. I love to torture kids with speeches but since I had to summarize it I thought I'd at least put it on my blog.
Besides my good looks I have another gift.
Does anyone know what that is?
I can spot champions and as I look around this room that's all I can see.(Stole this from Zig Ziglar)
You guys are student athletes w/ an emphasis on student.
Remember that God has given us sports as a tool to realize our potential.
You're purpose in life is to use your full potential to glorify God.
Scared of not being able to deliver the first part properly I skipped it or maybe I was scared of people laughing and then I'd be thinking if they really don't think I'm good looking. Well I still think they got the message and I'm thankful that it was a private school function so it was okay to mention God :).
I am very proud of to announce that my daughter also received "Athlete of the Year". This award was given to her because of her participation in sports since 5th grade and her dedication to her school and keeping up her grades all those years. Most of the time the award only goes to the boys and so she was very excited. Way to end your stay at St. Robert. Now off to some of the best years of your life in high school.
I am very proud of to announce that my daughter also received "Athlete of the Year". This award was given to her because of her participation in sports since 5th grade and her dedication to her school and keeping up her grades all those years. Most of the time the award only goes to the boys and so she was very excited. Way to end your stay at St. Robert. Now off to some of the best years of your life in high school.
Labels:
Athlete of the year,
God,
God and Sports,
student athletes
Carnegie Was Tough As Steel - Investors.com
Carnegie Was Tough As Steel - Investors.com
Had to share this rags to riches story. Pay attention to the amount of time it took him to build his wealth. In order to set himself apart from others he worked hard so that he can get noticed. His jobs helped educate him in business practices. All of this led to one of the richest men in American history. He was also a philanthropist that helped many but the biggest contribution that has affected me is the commissioning of Napoleon Hill to study the the wealthy and their habits. Napoleon Hill eventually wrote "Think and Grow Rich"
. This book still influences thousands around the world today. By the way Napoleon Hill was commissioned at no pay. He obviously saw the bigger picture.
Had to share this rags to riches story. Pay attention to the amount of time it took him to build his wealth. In order to set himself apart from others he worked hard so that he can get noticed. His jobs helped educate him in business practices. All of this led to one of the richest men in American history. He was also a philanthropist that helped many but the biggest contribution that has affected me is the commissioning of Napoleon Hill to study the the wealthy and their habits. Napoleon Hill eventually wrote "Think and Grow Rich"
Wednesday, June 2, 2010
L.A. County makes more big cuts in property tax assessments
L.A. County makes more big cuts in property tax assessments
What is the county going to do w/ less tax revenue? Public schools may be looking at even more cuts. Our county, city, and state officials really need to figure out how to get jobs back into this state so that we can get more of these homes sold and see some increased tax revenue. Our government needs to go into survival mode and really cut back on many of the social services that in my opinion handicap people from really putting in the effort to look for work. Our progressive tax system is obsolete and it's time that our federal government consider the fairtax.
What is the county going to do w/ less tax revenue? Public schools may be looking at even more cuts. Our county, city, and state officials really need to figure out how to get jobs back into this state so that we can get more of these homes sold and see some increased tax revenue. Our government needs to go into survival mode and really cut back on many of the social services that in my opinion handicap people from really putting in the effort to look for work. Our progressive tax system is obsolete and it's time that our federal government consider the fairtax.
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