Thursday, June 4, 2009

Make Social Responsibility Law

Our President says we should all have the same opportunity. Our taxes are used to fund programs to provide these opportunities but that is still not enough. Does President Obama forget what country he became president of?



This country has become one of the richest nations because of its citizens. We have many self-made millionaires. We have had people go from homeless to riches. What other opportunities are being held from us. There are social inequalities but that is what pushes some us harder. These same inequalities sometimes bring people tumbling down to poverty levels. We have all seen the examples but for some reason some of us think that we have to do right for the injustices of the past and even some of the present. Napoleon Hill has a formula and it's quantity of work + quality of work = compensation. This is a formula that works for everyone and if you have an employer that doesn't see your value, his competitor will.



Our government has decided that they should be the source of charitable giving but the last statistic I heard was that 8 cents of every dollar goes to the beneficiary of that charity when organizations like the American Red Cross get 90 cents of every dollar to its intended beneficiary. It's been proven that government departments are inefficient. They never operate under their budget because they fear their budget being cut in the following fiscal year, so there's no incentive to come under budget. If we allowed charities to be responsible for helping those in need we'd have 2 results. More efficient use of the money and less dependence on charitable help. When people collect welfare from the government they encounter government employees that encourage it and no longer feel guilty receiving the help. If they're going to their local church they are going to want to get off the help as soon as possible and eventually pay it forward. I am not one to say that if you need the help you should not get it but we might want to talk to an expert in social studies to why one is more likely to get off assistance faster when they are getting the help from someone other than the government.



What I am trying to say is that our government needs to slim down and go back to what our founding fathers' foresight was for this country. As consumers we have more information at our fingertips and we will award those socially responsible companies. We are a generous group of Americans and we will continue to give to charities. Give us back our freedom and money and the creative and innovative brains will come back into the marketplace and create a booming economy once again.

Mobile post sent by mar2473 using Utterlireply-count Replies.

Wednesday, June 3, 2009

Make Social Responsibility Law

Our President says we should all have the same opportunity. Our taxes are used to fund programs to provide these opportunities but that is still not enough. Does President Obama forget what country he became president of?



This country has become one of the richest nations because of its citizens. We have many self-made millionaires. We have had people go from homeless to riches. What other opportunities are being held from us. There are social inequalities but that is what pushes some us harder. These same inequalities sometimes bring people tumbling down to poverty levels. We have all seen the examples but for some reason some of us think that we have to do right for the injustices of the past and even some of the present. Napoleon Hill has a formula and it's quantity of work + quality of work = compensation. This is a formula that works for everyone and if you have an employer that doesn't see your value, his competitor will.



Our government has decided that they should be the source of charitable giving but the last statistic I heard was that 8 cents of every dollar goes to the beneficiary of that charity when organizations like the American Red Cross get 90 cents of every dollar to its intended beneficiary. It's been proven that government departments are inefficient. They never operate under their budget because they fear their budget being cut in the following fiscal year, so there's no incentive to come under budget. If we allowed charities to be responsible for helping those in need we'd have 2 results. More efficient use of the money and less dependence on charitable help. When people collect welfare from the government they encounter government employees that encourage it and no longer feel guilty receiving the help. If they're going to their local church they are going to want to get off the help as soon as possible and eventually pay it forward. I am not one to say that if you need the help you should not get it but we might want to talk to an expert in social studies to why one is more likely to get off assistance faster when they are getting the help from someone other than the government.



What I am trying to say is that our government needs to slim down and go back to what our founding fathers' foresight was for this country. As consumers we have more information at our fingertips and we will award those socially responsible companies. We are a generous group of Americans and we will continue to give to charities. Give us back our freedom and money and the creative and innovative brains will come back into the marketplace and create a booming economy once again.

Mobile post sent by mar2473 using Utterlireply-count Replies.

Saturday, May 9, 2009

Happy Mother's Day


Mobile post sent by mar2473 using Utterlireply-count Replies.

Buy "Forever" Stamps

Don't forget that postage is increasing from 42 cents to 44 cents on May 11, 2008. "Forever" stamps are always honored because they don't have a denomination on it. If you use a lot of postage you might want to run out and buy some "Forever" stamps before the increase and pick up your mom something nice while you're out there.

Mobile post sent by mar2473 using Utterlireply-count Replies.

Tuesday, May 5, 2009

Great Time to Start Your Own Business

Many people, including some real estate agents, do not know that a real estate agent is a small business owner. Okay some agents are big business owners and I'll admit that I'm not at that level yet. Most agents are independent contractors and are responsible for their own taxes and insurance. This allows them to take advantage of many of the tax loopholes offered to small business owners.



Robert Kiyosaki has introduced us to his Cash Flow Quadrant. The quadrant is made up of employees, small business owner, big business owner and investor. The majority of us like the stability we get as an employee. We are starting to realize that is not so stable. In Robert Kiyosaki's book "Rich Dad Poor Dad" his rich dad diversified himself in the quadrant and took advantage of the tax loopholes offered to all sectors.



What is my pitch? In these tough economic times we need to reinvent ourselves and sometimes diversify our income sources. For those of you who are still employed, you should be looking at ways of creating an income source. For those of you who have recently been laid off you should also be looking at doing the same. Being a real estate agent is not for everyone and I am not suggesting it for everyone. For those of you who enjoy talking to others about financial independence, investing, and/or homes then you should consider starting your own business in real estate.



This is a field that doesn't have huge barriers of entry. You don't even have to buy any inventory. The start up cost is very minimal. It is not a pyramid scheme. It is a business that revolves around relationships. Understanding that owning a home is beneficial to most and for many is the only investment that they will ever make. You are selling a dream and although the financial payoff can be good the biggest reward is knowing you helped someone.



I'm always looking for agents that are self motivated and independent but for those who are just starting I do love to coach and get you to that level where you are independent. I'm also always looking for agents in other areas that I can refer clients to. If you're interested in finding out how you can start or how you can make money from referrals, call or email me.

Mobile post sent by mar2473 using Utterlireply-count Replies.

Thursday, April 23, 2009

Who Said You Get What You Pay For?

I want to clarify that many people in my industry give away free advice all the time. Does this mean it doesn't have value? No! We do it to develop relationships. We know that if we can help friends, family, prospects, or strangers that it comes back to us in the form of goodwill.



I have written in the past that in California we can not charge upfront fees unless it has been approved with the Department of Real Estate. Therefore most of us represent buyers at no cost to the buyer and we get paid by splitting commission with the listing agent.



Yes this is tough especially during these times but our biggest reward is seeing people get ahead and achieve the American Dream. Once again I'll extend the offer to all of you. If you have a question regarding real estate feel free to email me or call me and I guarantee you'll get a good answer without any type of sales pressure.

Mobile post sent by mar2473 using Utterlireply-count Replies.